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Terms of Use

Effective July 27, 2026

These Terms of Use govern your access to flipwithaj.com (the "Site"), operated by FlipWithAJ Real Estate Group LLC ("FlipWithAJ"), founded and led by AJ Gunasena. By using the Site, you agree to these terms.

No commitment to lend

The Site describes loan programs for general informational purposes only. Nothing on the Site is a loan commitment, a pre-approval, an offer to lend, or a guarantee of any rate, leverage, or terms. All financing is subject to full underwriting, due diligence, documentation, and approval, and programs, rates, and terms may change or be withdrawn at any time without notice.

Business-purpose lending only

FlipWithAJ provides financing for business and investment purposes secured by non-owner-occupied real estate. We do not offer consumer loans or financing for owner-occupied residences. Loan availability varies by state and by transaction, and nothing on the Site is an offer to lend in any jurisdiction where we are not authorized to do so.

Not professional advice

Content on the Site is not legal, tax, accounting, or investment advice. Real estate investment involves risk, including loss of capital. You should consult your own advisors before making financing or investment decisions.

Intellectual property

The Site and its content are owned by FlipWithAJ or its licensors. You may view and print pages for your own informational use; any other use requires prior written consent. Third-party marks and photographs remain the property of their respective owners; property images shown may be representative rather than photographs of specific funded projects.

Disclaimers and limitation of liability

The Site is provided “as is” without warranties of any kind. To the fullest extent permitted by law, FlipWithAJ and its members, managers, and affiliates will not be liable for indirect, incidental, consequential, special, or punitive damages arising from your use of the Site or reliance on its content.

Governing law

These terms are governed by the laws of the State of Nevada, without regard to conflict-of-law principles. Any dispute arising out of the Site will be brought exclusively in the state or federal courts located in Clark County, Nevada.

Changes

We may revise these terms at any time by posting an updated version; continued use of the Site constitutes acceptance.